Best Lifetime Free Credit Cards in India offer unmatched perks like zero annual fees, lounge access, and rewards. We compare the top 4 cards—IndusInd Tiger, IDFC WOW, AU LIT, and HSBC Platinum—to help you maximize discounts, airmiles, and income benefits. Let’s dive in!
IndusInd Tiger Credit Card – LIFETIME FREE | No Joining or Annual Fees
WHY SHOULD YOUR FRIENDS & FAMILY APPLY FOR INDUSIND TIGER CREDIT CARD
- Earn Up to 6 Reward points per Rs 100 spent (for spends above Rs 5L a year)
- Convert 1 Reward Point into 1.2 Airmiles (CV Points or Intermiles)
- 8 Complementary Domestic and 2 International Airport lounge access a year
Get one complimentary movie ticket (up to Rs 500) on bookmyshow.com every 6 months in a calendar year (2 in a year) - 4 complimentary golf course access per year
- Lower the Forex mark of 1.5% on all your international spending.
What are the eligibility criteria to apply for Indusind Tiger Credit Card
- Employment Status: Salaried or Self-employed
- Salaried Income: Rs 20,000 per month
- Self income: Rs 30,000 per month
- Credit Score: 700+, New to Credit: Allowed
- Required Age: 21-65 years
- No delayed payments in the last 12 months
DOCUMENTS NEEDED
PAN card/Form 60
ID proof/Aadhaar Card
Address proof
Bank statement or Income Proof
FEES & LIST OF ALL CHARGES
Lifetime Free Card
Joining Fee: Nil
Annual Fee: Nil
Click Here to Apply: https://bitli.in/x99vkWY
IDFC FIRST WOW Credit Card: a lifetime-free credit card, with expiring rewards!
Features of IDFC FIRST WOW CREDIT CARD
- Lifetime Free Card: Guaranteed Approval
- No Credit History / Income Proof required
- Reward Points that NEVER expire
- Interest-free cash withdrawal from ATM for up to 48 days
- Get 7.5% Interest on your Fixed Deposit
- Up to 20% discounts applicable on 1500+ Restaurants
Other Amazing Offers of IDFC FIRST WOW Credit Card
- 50% off on BookMyShow Movie Tickets
- Setup your credit limit by fixed deposit anytime, anywhere
- Great partner offers on 300+ brands like Myntra, Flipkart, Ajio, etc.
- Zero Forex Conversion Fee
- Personal Accident cover of up to Rs. 2,00,000
- Fuel surcharge waiver of 1% up to Rs. 200/month
PARTNER DISCOUNTS –
- 10% Instant Discount on Flipkart
- 10% Instant Discount on Myntra, AJIO, Tata CliQ, and 1MG
- 15% Instant Discount on Tata CliQ, Palette, Sugar cosmetics, Zomato
- 10-20% Instant discounts on Travel bookings on Yatra, Adani One, MMT , GoIbibo etc.
See all offers here: https://idfcfirstrewards.poshvine.com/offers
ELIGIBILITY CRITERIA
Required Age: 21-60 years (Salaried), 25-60 years (Self-employed)
FEES & LIST OF ALL CHARGES
Joining Fees: Nil
Annual Fees: Nil
Click Here: https://bitli.in/75bnj6z
AU LIT Credit Card: a customizable credit card based on your lifestyle and usage!
PARTNER DISCOUNTS
- 10% Instant Discount (Up to Rs 1,000) on Flipkart Orders Above Rs 10,000
- Additional 10% Off (Up to Rs 1000) on a minimum purchase of Rs 3999 on selected styles on Myntra
- 15% instant discount (Up to Rs 300 per month) on Tata CLiQ Orders Above Rs 500
- 10% off on Groceries (Up to Rs 100) on Blinkit app orders above Rs 499
ELIGIBILITY CRITERIA
- Employment status: Salaried or Self-Employed
- Income: Rs 25,000 per month (Salaried and Self-employed)
- Required Age: 21-60 years
- Customers need to have an Existing card (6 months old) with a minimum limit of Rs 30,000
No Delayed Payments in the last 12 months
Required Credit Score: 700+
- DOCUMENTS NEEDED
- Valid PAN Card
- Aadhaar Card should be linked to Mobile (For EKYC)
- Address proof
- Income Proof (if opted for Income surrogate)
Click Here: https://bitli.in/aA1qp8h
HSBC Platinum Credit Card—Lifetime FREE Credit Card—No Joining/Annual Fee
The HSBC Platinum Credit Card offers a lifetime free membership with no joining or annual fee, allowing users to earn 2 reward points for every Rs 150 spent. Users can unlock 5X Reward points on purchases over Rs 4,00,000 annually, redeemable for Air miles with various airlines. Additionally, a Rs 500 Amazon voucher is available for transactions of Rs 5000 made within the first 30 days, and a Buy 1 Get 1 FREE deal on BookMyShow for Saturday bookings is also included.
OTHER AMAZING Offers-
Get an Offers:t discount of up to Rs 500 on Amazon across all categories, excluding groceries, exclusively for EMI transactions
Enjoy up to 15% off on EazyDiner, with savings of up to Rs 500, when you spend a minimum of Rs 2500
Get up to 15% off on MakeMyTrip for both domestic and international bookings, valid once per card per month on Fridays, Saturdays and Sundays
Save up to Rs 5,000 at Croma stores and Croma online using your HSBC Credit Card (valid once per card per month on Saturdays and Sundays)
Benefit from a fuel surcharge waiver and save up to Rs 3,000 annually on fuel charges
REWARD POINTS REDEMPTION & VALUE
Reward points can be redeemed against Gift Vouchers and Airline Miles by the Primary Cardholder only
Reward points can be redeemed against Gift vouchers from brands like Amazon, Flipkart, Tanishq, Apple Imagine, Myntra, ShoppersStop and more
1 Reward point redemption value may vary between Rs 0.2 and Rs 0.35 per point depending upon the gift voucher selected by the user
For more details on redemption value, please refer to the HSBC Website https://www.hsbc.co.in/credit-cards/rewards/
ELIGIBILITY CRITERIA FOR HSBC Platinum Credit Card
Age: 21 to 65 years
Employment status: Only Salaried
Salaried: Minimum monthly income of Rs 55,000
CIBIL Score: 750+
You must reside in Chennai Gurgaon Delhi National Capital Region (NCR) Pune Noida Hyderabad Mumbai Bangalore Kochi Coimbatore Jaipur Chandigarh Ahmedabad or Kolkata
New to Credit allowed for Salaried only
DOCUMENTS NEEDED
Address Proof
ID proof
Income proof
PAN Card/Form 60
FEES and LIST OF CHARGES
Joining Fees: Nil
Annual Fees: Nil
Conclusion: “Choosing the best lifetime free credit card in India depends on your spending habits”
Click Here: https://www.hsbc.co.in/credit-cards/rewards/
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