A SIP Calculator estimates the future value of your Systematic Investment Plan (SIP) investments. It helps you plan goals like retirement or buying a house.

How to Use the SIP Calculator

Step 1: Enter Monthly Investment

Input your SIP amount (e.g., ₹10,000). Step 1

Step 2: Enter Expected Annual Return

Assume a conservative return rate (e.g., 12%).

Step 3: Select Investment Tenure

Choose years (e.g., 15 years).

Step 4: View Results

The calculator shows Total Invested, Estimated Returns, and Total Value.

Benefits of SIP Investments

Rupee Cost Averaging

Buy more units when prices are low, fewer when high.

Discipline & Flexibility

Start with ₹500/month, pause/resume anytime.

Power of Compounding

Earn returns on your returns over time.

Case Study: ₹10,000/month SIP for 15 Years

Total Invested: ₹18,00,000

Estimated Value (12% returns): ₹50,00,000

SIP vs. Lump Sum Investment

Feature	SIP	Lump Sum
Risk	Lower	Higher
Minimum Amount	₹500/month	₹5,000+

Common SIP Mistakes to Avoid

Stopping SIPs during market dips
Ignoring expense ratios
Not diversifying investments

SEBI Guidelines on SIP

Always check SEBI’s official website for updated SIP regulations.

FAQs About SIP

1. Is SIP safe for beginners?

Yes! SIP reduces market risks through rupee cost averaging.

2. What is the minimum SIP amount?

Most funds allow SIPs starting at ₹500/month.

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SIP Calculator

What is a SIP Calculator?