Are you facing money crunch for short term expenses. Would you like to take advantage of the shares held in your Demat account. How about if your shares are also with you and you get funds in exchange for those shares? Not only in exchange of shares, if you have invested in mutual funds or bonds as well, then you can also get a loan against that. You will also be able to stay invested and at the same time will be able to raise enough money for your expenses.
CLICK HERE👇
With the help of Abhi loans you can avail Loan against securities. You can take loan against Shares/Mutual Funds/Bonds/Debentures online and the money will be in your account within few hours. Abhi loans is a product of KNAB Finance Advisors, a NBFC registered with RBI.
Fully Digital Loan Against Securities For Retail Customers
- Fully 100%
- Within Few Hours
- From Rs 15,000 to 1cr
- Interest Only
- Prepay Anytime
OUR PRODUCT
1. Loan Against Shares
Get a loan against your stocks. Unlock quick capital against securities, loan with your shares as security for your instant loan without credit score.
2. Loan Against Mutual Funds
use mutual fund as leverage for your loan against securities at low rates. Meanwhile, earn dividends while you access an instant loan without credit check.
OUR FEATURES
₹- Low EMI
We offer a low EMI on your loan against securities. EMI starting from Rs. 1166/month for Rs. 1,00,000 loan.
🖆 Instant Approval
Get instant approval on your loan against securities, disburse within 4 hours. If we delay, we will return 50% of your processing fees.
🚫 No Pre-Payment Charges
You have the freedom to pay at will as we have no prepayment charges on your loan.
👉 Flexible Amounts
Get quick capital against your securities starting from Rs. 15,000 to Rs. 1,00,00,000.
💵 Direct Bank Deposit
Apply and get funds directly to your bank account from the comfort of your home.
➕ Retain Fund Growth
Pledging your investments ensures that your savings grow, and your wealth plan remains intact even while you borrow.
How to Avail Loan Against Securities.
4 Steps Process Flow - Single Login, 100% Digital
① Onboard the Customer
💻-Login into Abhiloans.com via your Aadhar-Enabled mobile number
② Digital KYC
🖺- Upload your KYC documents to start the lending process
③ Lien Marking
💰- Mark lien on the mutual funds or shares starting at Rs. 15000
④ Relax & Wait
💸- Your loan will be disbursed into your account within 4 hours.
CLICK HERE👇
Who is Eligible for Loan ?
Individual who have Shares or Mutual Funds
Condition
- Shares and Mutual Funds in Demat account
- Mutual funds in physical form or Demat form -with RTA as CAMS and kfintech
- ELSS mutual funds are not eligible for loan
How Much Loan a Customer Can Get?
→ FOR SHARES
- LTV of 60% for NSE 50 Shares
- LTV of 50% for 600 Other Shares
→ FOR MUTUAL FUNDS
- LTV of 75% for Debt Mutual Funds
- LTV of 65% for Equity Mutual Funds
Basic Loan Parameter
- Minimum Amount: Rs 15,000
- Maximum Amount: Rs 1 cr
- Tenure: 1 year with Auto Renewal
- Unlien After Full Settlement: Within 24 hours
- Client Can Sell Part of The Securities By Prepaying Partially
CHARGES
Processing Fees
- 2% of principal amount and taxes included.
Prepayment Charges
- 0%
Late Payment Charges
- Bounce Charges as per Agreement
Penal Charges
- 2% on the total loan outstanding
Benefit to take loan Against LAS and LAMF from ABHILOANS
→ Save Long Term and Short Term Taxes Besides Other Charges
→ Immediate Liquidity
→ Can use as Line of Credit - Withdrawal as and when needed
→ No Cibil Check
→ Disbursal after 4 hours after agreement: 50% refund on pro. fees.
→ No Prepayment Penalty
→ Minimal Monthly Burden
CLICK 👉GET LOAN AGAINST SECURITIES